Movies about insurance

Insurance has played surprisingly important (and sometimes amusing or dramatic) roles in a wide range of films.

Below is a categorized list of movies where insurance is a key plot driver, along with the insurance theme involved:

🎬 Classic Films Featuring Insurance Themes:

✅ Insurance Fraud / Murder Plots

• Double Indemnity (1944)
  Genre: Film Noir
  Theme: Life insurance fraud and murder conspiracy. One of the most famous insurance-themed films ever.

• The Postman Always Rings Twice (1946 & 1981)
  Genre: Noir / Drama
  Theme: Plot to murder a spouse for insurance money.

• Body Heat (1981)
  Genre: Neo-Noir / Thriller
  Theme: Similar "murder-for-insurance" theme.

✅ Comedic Takes on Insurance

• The Incredibles (2004)
  Genre: Animated / Superhero
  Theme: Mr. Incredible working unhappily as a claims adjuster, fighting against corporate bureaucracy.

• Along Came Polly (2004)
  Genre: Romantic Comedy
  Theme: Ben Stiller plays a risk analyst at an insurance company. His risk-averse personality clashes with his adventurous love interest.

• Cedar Rapids (2011)
  Genre: Comedy
  Theme: Small-town insurance agent attends an industry convention full of odd characters.

• Fun with Dick and Jane (2005)
  Genre: Comedy
  Theme: Jim Carrey’s character works in corporate insurance before financial ruin pushes him into crime.

✅ Disaster & Catastrophe Risk

• The Day After Tomorrow (2004)
  Genre: Disaster / Sci-Fi
  Theme: Insurance mentioned in the context of catastrophic risk and climate events (though not central to plot).

• Hard Rain (1998)
  Genre: Action
  Theme: Insurance investigators dealing with theft and flood during a natural disaster.

✅ Insurance Investigators as Characters

• The Thomas Crown Affair (1968 & 1999)
  Genre: Heist / Thriller
  Theme: Insurance investigator chasing a millionaire art thief.

• The Adjuster (1991)
  Genre: Indie / Drama
  Theme: Story of an insurance adjuster with a messy personal life who gets involved in his clients’ problems.

✅ Famous Real Events & Insurance

• Titanic (1997)
  Genre: Historical Drama
  Theme: Not central, but fun fact: the ship was insured by Lloyd’s of London (which some documentaries cover in more detail).

• The Big Short (2015)
  Genre: Financial Drama
  Theme: Technically about credit default swaps (essentially insurance against bond defaults), showing how financial products tied to insurance played a role in the 2008 crisis.

✅ Other Lesser-Known Insurance-Related Films

• Malice (1993)
  Genre: Thriller
  Theme: Medical malpractice insurance fraud.

• Life or Something Like It (2002)
  Genre: Romantic Drama
  Theme: Features an insurance adjuster as the love interest.

• The Rainmaker (1997)
  Genre: Legal Drama
  Theme: Lawsuit against a corrupt health insurance company denying a young boy's cancer treatment.

• John Q (2002)
  Genre: Drama
  Theme: Health insurance denial triggers a desperate father to take over a hospital ER at gunpoint.

✅ Documentary Angle

• "Inside Job" (2010)
  Theme: While not directly about insurance, it explores the financial crisis and touches on the role of risk management and financial products.